Great Cash Wonder

Great Cash Wonder

Now you can enjoy the substantial savings growth you seek to achieve your high expectations in life. Great Cash Wonder is an endowment plan specially designed for movers and shakers who want to see their savings swell in the long term without the commitment of a prolonged premium payment term.

This high powered savings plan pays you the basic sum assured,yearly guaranteed survival benefit plus a non-guaranteed cash bonus to meet your financial commitments in life. On top of that, it increases your sum assured up to 150% for an even greater savings growth. To top it all off,you will enjoy protection against the unexpected.

Receive survival benefit up to 145% of the basic sum assured

See your wealth grow with Great Cash Wonder. From the end of the very first policy year,the plan pays you an annual guaranteed survival benefit in addition to the basic sum assured. Best of all,you can receive up to 145% of the basic sum assured depending on the policy term chosen. You can take out this cash benefit to fund your immediate goals or accumulate it with the Company.

Policy Year Survival Benefit (% of sum assured)
20 Years 25 Years
1 to 5 5% 5%
6 to maturity 6% 6%
Total 115% 145%

Cash bonuses to boost your savings further
Great Cash Wonder offers a further avenue to grow savings with a yearly non-guaranteed cash bonus from the end of the first policy year. You can opt to spend it on yourself and your loved ones, or leave it with the Company to generate a bigger payout at the maturity of the plan. This extra pool of money will make it even easier for you to meet your needs.
Short term premium payments, long term savings and coverage
With Great Cash Wonder, you only pay premiums for a short period, yet you will enjoy protection and see your money accumulate well to fulfill your needs in life. Pick and choose your own policy term which best assists you in enhancing your financial security.

Policy Term Premium Payment Term
5 Years 10 Years
20 years V V
25 years V

Up to 150% basic sum assured for more financial security

The plan brings you greater peace of mind too. In the event of death or Total and Permanent Disability (TPD), your loved ones will receive the basic sum assured, additional sum assured (if any), survival benefit (if any), cash bonus (if any) and terminal bonus (if any), in accordance with the provisions of the policy. This will help provide the financial means for them to carry on.

From the second policy year onwards, your sum assured will grow with Great Cash Wonder, up to 150% at no cost. This will increase your savings pool by the time the policy matures.

Policy Year Additional sum assured
(% of basic sum assured)
1
2 10%
3 20%
4 30%
5 40%
6 to maturity 50%

Enhanced coverage with Accidental Death Benefit

Should accidental death occur before the end of the policy term or before the age of 65 years next birthday, whichever is earlier, your loved ones will receive an additional amount of 100% of the total of the basic sum assured and additional sum assured (if any).

Maturity Benefit

Great Cash Wonder has been specially designed as a savings plan with higher potential returns to make it easier for you to achieve your financial goals. At the end of your chosen policy term, you will receive 150% of the basic sum assured, survival benefit (if any), cash bonus (if any) and terminal bonus (if any) to fulfill them.

Frequently Asked Questions

Q : Who can apply for Great Cash Wonder?

A : Anyone between 30 days attained age and 55 years next birthday can apply for Great Cash Wonder.

Q : What are the minimum and maximum sums assured?

A : The minimum sum assured is RM20,000 and the maximum sum assured is subject to underwriting limitations at the time of purchase.

Q : What are some of the exclusions for this plan?

A : No benefit is payable under the following circumstances:

- Death during the first policy year as a result of suicide, while sane or insane.

- TPD resulting from self-inflicted injuries, while sane or insane.

Q : How do I pay my premiums?

A : You can pay by credit card, banker’s order, GIRO, cheque or cash. You have the flexibility to pay your premium annually, half-yearly, quarterly or even monthly (by credit card, banker’s order or GIRO).

Q : Will I be entitled to tax benefits?

A : Benefits received from Great Cash Wonder are generally non-taxable and premiums paid may qualify for tax relief.

Important Notices

Great Cash Wonder is a limited pay participating endowment plan with guaranteed survival benefit and non-guaranteed cash bonuses. Premiums are payable until the end of the premium payment term, or until Death or TPD, whichever occurs first. The cash bonus and terminal bonus are not guaranteed. The actual bonuses that would be declared may be more or less, depending on the operating and investment results experienced by the Company.